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Toluca Group
In this Group: Agustin, Susana Adilene, Lourdes, Guadalupe Abigail
The following group is called “Toluca” and is located in Santo Domingo de Guzmán in the township of Ixtlahuaca. This is a location that has all basic public services and many commercial locales like grocery stores, bakeries, chicken shops, butcher shops, etc. This group, which incidentally is a family group as well, decided to name their group thus because they are al soccer fans and their favorite team is “Toluca” and this motivates them to use it as an example; they say that in sports one loses and one wins but what’s important is not to become discouraged. They relate this to life; in life there are victories and defeats but they say that they never give up in face of life’s difficulties. This is a very united, enterprising family. The names of the group members and their activities are as follows:

1.- Agustín S. (will buy eggs, sugar, soap, oil, milk, etc. by the case to sell)
2.- Susana Adilene S. (will buy soup, marmalade, disposables, toilet paper, etc. to sell)
3.- Lourdes G. (will buy candy, soft-drinks, ice products, bottled water, etc. to sell)
4.- Guadalupe Abigail S. (will buy dairy products, cookies, tuna, sardines, etc. to sell)

Agustín, aside from being the father of this family, is also the group representative. He’s 40 years old, married for 21 years to Lourdes who tends to their home and their business. Agustín and his family are requesting this loan to buy eggs, sugar, soap, oil, milk, soup, marmalade, disposables, toilet paper, candy, soft-drinks, water, cookies, tuna, sardines, etc. for their general store that has been in operation for 15 years already.

Agustín decided to open this general store on is own initiative even though it was complicated at first for lack of money. This is why he approached loans that have helped him lift up his business bit by bit. He goes to the main town every 8 days to get merchandise for his store which is located in his house.

Agustín says: “There are many goals. One of them is to become a wholesale or half-wholesale firm in my region. I want to supply nearby stores.” Agustín is very enthusiastic and all he needs is one more push for his business. A loan will help him improve his general store and his life expectations.
View original language description ↓
El siguiente grupo se llama "Toluca", está ubicado en la localidad de Santo Domingo de Guzmán en el municipio de Ixtlahuaca, ésta es una localidad que cuenta con todos los servicios públicos y con muchos locales comerciales, como abarrotes, panaderías, pollerías, carnicerías, etc., este grupo que a la vez es un grupo familiar, decidió ponerle este nombre a su grupo, ya que ellos son muy aficionados al fútbol, y el equipo de su preferencia es el "Toluca" esto los motiva a ellos pues los toman como ejemplo, dicen que en el juego se pierde y se gana, lo que importa es no desanimarse y ellos lo relacionan con la vida, en la vida hay victorias y derrotas, pero ellos dicen que nunca se rinden ante las dificultades de la vida, esta es una familia muy unida y emprendedora, el nombre de los integrantes de este grupo y sus actividades son las siguientes:
1.- Agustín S. (COMPRA DE HUEVO, AZUCAR, JABON, ACEITE, LECHE, ETC. POR CAJAS PARA VENDER)
2.- Susana Adilene S. (COMPRA DE SOPAS, MERMELADA, DESECHABLES, PAPEL HIGIENICO ETC. PARA VENDER)
3.- Lourdes G. (COMPRA DE DULCES, REFRESCOS, PRODUCTOS DE HIELO, AGUA EN GARRAFON, ETC. PARA VENDER)
4.- Guadalupe Abigail S. (COMPRA DE LACTEOS, GALLETAS, ATUN, SARDINA, ETC. PARA VENDER)

El señor Agustín además de ser el padre de esta familia, es el representante de este grupo, él tiene 40 años de edad, está casado desde hace 21 años con la señora Lourdes, la cual se dedica al hogar y a atender su negocio. El señor Agustín y su familia solicitan este crédito para invertirlo en la compra de huevo, azúcar, jabón, aceite, leche, sopa, mermelada, desechables, papel higiénico, dulces, refresco, agua, galletas, atún, sardina, etc. para su negocio que es una miscelánea la cual tiene ya 15 años de estar funcionand. Esta miscelánea la decidió poner el señor Agustín por iniciativa propia, aunque al principio fue complicado por la falta de dinero, es por eso que se acercó a los créditos los cuales le han ayudado a levantar poco a poco su negocio. Su mercancía la va a traer cada 8 días a su municipio y las lleva a su tienda que está ubicada en su domicilio. Dice el señor Agustín: "Hay muchas metas, una de ellas es ser una empresa de mayoreo o medio mayoreo de mi región, quiero surtirle a tiendas de cerca" El señor Agustín es muy entusiasta lo único que necesita es un impulso más para su negocio un préstamo le ayudaría a mejorar su miscelánea y sus expectativas de la vida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 33
    View loans »
    Mexico Loans Fundraising
  • $18,350,050
    Funds lent in using Kiva
  • 12.7
    Mexico Pesos (MXN) = $1 USD
Expired
A portion of Toluca Group's $4,425 loan helped a member to buy eggs, sugar, soap, oil, milk, etc. by the case to sell.
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 16, 2012
Listed
Apr 18, 2012
Currency Exchange Loss:
Possible
Expired:
May 18, 2012