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Las Peras Group
In this Group: Emma, Maria Veronica, Maria Angelica, Graciela
Emma, 38, is from a place called San Felipe de los Alzati where most of the residents work growing poinsettias and avocadoes since the soil is very fertile for this type of crops.

She’s had an avocado orchard for more than 15 years and she says that between her and her husband they’ve moved the orchard ahead in order to have better quality of life. She relates that when it’s harvest time she heads out to the wholesale foodstuffs market very early to sell and sometimes she sells them in the market in a town nearby; she sells them by the little bagful.

She’s asking for a loan now to buy organic manure, fertilizer, Calidra [brand of hydrated lime powder] and insecticide because due to the strong wind that’s buffeted her community an infestation of little spiders has attached that don’t let the fruit develop well and this is why the loan is urgently needed to eliminate this type of infestation. She says that thanks to the loan she’ll be able to keep her orchard in good condition and with profits obtained she says she’ll save up so that in October and November she will buy poinsettias to resell in the state of México.

The other three group members are called María Verónica, María Angélica and Graciela. They will invest in ingredients to make Mexican fast food snacks, in seasonal fruit and vegetables and in plastic dinnerware to sell.
View original language description ↓
Doña Emma tiene 38 años de edad y es originaria de una localidad llamada san Felipe de los Alzati donde la mayoría de las personas se dedican al cultivo de flor de noche buena y al cultivo de de aguacate ya que la tierra es muy prolifera para el cultivo de este fruto. Ella tiene una huerta de aguacate desde hace mas de 15 años y dice que entre su esposo y ella han sacado adelante este huerto para así tener una mejor calidad de vida. Platica que cuando es temporada de cosecha sale a vender a la central de abastos desde muy temprana hora y a veces los vende en el mercado de una población cercana a de ella, los vende por bolsitas. Ahorita ella está pidiendo un crédito para la compra de abonos orgánicos, fertilizantes, calidra e insecticidas y que con los fuertes aires que han azotado a su comunidad se le ha pegado una plaga de arañitas que desgraciadamente no dejan que crezcan en buen estado los frutos y es por eso que le urge el crédito para eliminar ese tipo de plagas. Dice que gracias al crédito mantendrá en muy buen estado su huerta y con las ganancias que obtenga dice que ahorrara para en el mes de octubre y noviembre comprar flor de noche buena y revenderla en el Estado de México. Las otras 3 integrantes del grupo se llaman María Verónica, María Angélica y Graciela ellas invertirán en insumos para hacer antojitos mexicanos, en frutas y legumbres de temporada y en trastes de plástico para su venta.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 39
    View loans »
    Mexico Loans Fundraising
  • $19,084,475
    Funds lent in using Kiva
  • 12.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Peras Group's $2,700 loan helped a member to buy fertilizer, insecticide, Calidra and organic manure for her avocado orchard.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 20, 2012
Listed
Apr 10, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012