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Lidia

Update on Lidia

Lidia lives with her husband Severino and their four children in the area of Alto San Isidro, located thirty minutes from the center of town. Lidia sells groceries on credit, such as rice, pasta, sugar, and oil. She doesn't deliver the groceries in the city but takes them to the towns outside the city. For example, she goes to the town where her husband's parents' town. This activity she has is exhausting since she has to travel far to the towns and has to load and unload the merchandise. Severino works as a bricklayer contractor. They live in her parents' family home but want to save enough money to buy their own home. At this time, Lidia is asking for the loan to increase her capital by buying rice, pasta, and sugar. Lidia is a strong and hardworking person and is happy for the opportunity being offered to her.
View original language description ↓
La señora Lidia vive junto a su esposo Severino y sus cuatro hijos en la zona de Alto San Isidro que esta ubicado a treinta minutos del centro de la cuidad. Lidia se dedica a la venta de víveres a crédito como ser arroz, fideo, azúcar y aceite. Pero ella no reparte estos víveres en la cuidad sino que ella los lleva a las localidades y pueblos fuera de la cuidad, por ejemplo al pueblo de los padres de su esposo. Esta actividad que ella tiene es agotadora ya que tienen que realizar un largo viaja hasta estos pueblos y tiene que cargar y descargar la mercadería que lleva. Por otro lado el Sr. Severino trabaja como albañil contratista. Ellos actualmente viven en casa familiar de los padres pero quieren llegar a ahorrar suficiente dinero para comprar una casa propia. En esta oportunidad lidia solicita el préstamo de dinero para el incremento de su capital con la compra de arroz, fideo y azúcar, Lidia es una persona fuerte y trabajadora se siente feliz por al oportunidad que le brindan.

Previous Loan Details

Ms. Lidia lives along with her husband Severino and their four children in the Alto San Isidro area which is located thirty minutes from the downtown area of the city. Lidia devotes herself to selling groceries on credit such as rice, beans, sugar and oil. But she does not distribute these goods ... More from Lidia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $2,817
    Average annual income
  • 78
    View loans »
    Bolivia Loans Fundraising
  • $29,481,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lidia to buy rice, sugar, and pasta wholesale.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 10, 2012
Listed
Apr 10, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2013
This photo was used before for a previous loan for Lidia. It was first posted on Kiva on Dec, 2011. Learn More