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Zoyla Esperanza
Zoyla, 44, lives in Machala, Ecuador. She decided to sell shellfish because her husband left her with her children. She needed to get her family ahead and she decided to go into selling shellfish. Her problem is crime. She works alone every day. In the future she wants to improve her business and get ahead.

With the loan she will buy fish and shellfish such as shrimp.
View original language description ↓
Zoila de 44 años vive ( machala Ecuador ). Ella decidió vender mariscos ´por el motivo de que su esposo la dejo con sus hijos . ella necesitaba sacar adelante a su familia y decidió entrar a la venta de mariscos . su dificultad es la delincuencia. trabaja todos los días sola. A futuro ella anhela mejorar su negocio y salir adelante . con el préstamo comprara (mariscos como camaron, pescados ).

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 61
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Zoyla Esperanza to buy shrimp and fish.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Apr 10, 2012
Currency Exchange Loss:
Jul 17, 2013