Ines is 46 years old, married, and has 2 children aged 19 and 25. She has a business selling cosmetics and beauty products that she delivers to various offices and homes where she takes her orders. This will be her second loan with this institution. Ines will use this loan to buy shirts and sweaters, because she is starting another business selling clothing in addition to her business selling cosmetics. The reason that she requested this loan is to increase her working capital. Ines faces challenges in her business, including the customers who are late in paying for their products, and this makes it hard for her to generate more income. Ines will use the profits from this loan to make some improvements to her house. Ines is a very hardworking person who is happy to be getting this opportunity.
La Sra. Inés tiene 46 años y es casada con 2 hijos que son de las edades de 19 y 25 años. La Sra. Inés se dedica a la venta de cosméticos y productos de belleza ella entrega a distintos lugares oficinas y domicilios donde le hacen pedidos, este préstamo es su segunda secuencia dentro de la institución, la Sra. Inés utilizara este préstamo para la compra de camisas y chompas ya que esta empezando con la venta de ropa a la par de la venta de cosméticos, la razón para solicitar este préstamo es incrementar su capital de trabajo, la Sra. Inés enfrenta retos en su negocio que son clientes que tardan en cancelar los productos y esto dificulta ya que no puede generar mas ingresos, Ella va a utilizar los beneficios del crédito para mejorar su casa, la Sra. Inés es una persona muy trabajadora se siente feliz por la oportunidad que le brindan.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.