Update on AlejandrinaAlejandrina is a merchant. She has two daughters and five sons. She is married, and she lives in the La Concepcion village in the Juticalpa municipality.
Alejandrina has been making and selling doughnuts and quesadillas for more than 15 years. She learned this trade because she worked with a neighbor making the same products. She also learned thanks to several bakery courses she took at the Instituto Nacional de Formacion Profesional (INFOP).
Her business is located in her home, and still has no name. Her work schedule starts at 4:00 am, and she works with her two daughters. They help her to prepare the dough, and then spend the time it takes for the products to be in the oven. Once she takes the product out of the oven, she places it in a plastic container, and takes it to sell door-to-door to homes and businesses. She thinks that her major advantage is that her products have a special flavor, and, in addition to that, she is a friendly person who gets on well with other people. This helps her to make sales.
Her dream is to have a place in the town center, even if it is small, so that she no longer has to sell by foot and can have an easier life. She has diabetes and is still undergoing medical treatment. Every time she returns to her home after finishing her daily work, her health suffers.
The loan that Alejandrina is requesting is needed to buy corn, cheese, sugar, butter and other ingredients to make doughnuts and quesadillas. With the help of this loan, she will be able to generate earnings and cover her medical expenses. She will also help her husband with the financial upkeep of the household. He works in agriculture and has little income. She also would like to make improvements to her home.
Alejandrina has been receiving the support of loans through FAMA for several years. She has punctually paid back the loans, and they have helped her to keep her business active and to improve her home.
Alejandrina tiene mas de 15 años de dedicarse a la elaboracion y venta de rosquillas y quesadillas. Ella aprendió de este oficio porque trabajó con una vecina que se dedicaba a lo mismo y tambien aprendió gracias a algunos cursos de panaderia que recibió en el Instituto Nacional de Formacion Profesional (INFOP). Su negocio esta instalado en su casa de habitacion y aun no tiene nombre, su horario laboral inicia a las 4:00 am y trabaja con sus dos hijas, ellas le ayudan a preparar la masa y luego estan pendiente de llevar el tiempo de que debe permanecer el producto en el horno. Luego de que sale el producto lo acomoda en una paila de plastico y sale a venderlo de casa en casa y de negocio en negocio. Ella considera que su mayor ventaja consiste en que sus productos tienen un sabor especial y que ademas es una persona amigable que simpatiza con otras personas y eso le ayuda a vender. Su sueño es tener un local en el Centro, aunque sea pequeño, para ya no andar vendiendo ambulantemente y asi llevar una vida mas tranquila ya que tiene Diabetes y aunque esta en tratamiento medico en cada vez que llega a su casa luego de haber terminado su jornada laboral diaria se siente resentida de salud.
El prestamo que Alejandrina solicita lo necesita para comprar maiz, queso, azucar, manteca, entre otros productos, para la elaboracion de las rosquillas y quesadillas. Con el apoyo de este financiamiento ella podra obtener ganacias y cubrir sus gastos medicos y tambien ayudar a su esposo con el sostenimiento de su hogar, ya que él se dedica a la agricultura y sus ingresos son pocos. Tambien desea hacerle una mejoras a su casa.
Alejandrina tiene varios años de recibir el apoyo de FAMA a traves del otorgamiento de prestamos que ha cancelado puntualmente y que le han ayudado a mantener su negocio activo y ha mejorar su vivienda.
Previous Loan DetailsAlejandrina is 52 years old, and has a business. She has two daughters and five sons, and is married. She lives in La Aldea de La Concepcion, in the municipality of Juticalpa. Alejandrina has been making and selling doughnuts and quesadillas for more than 15 years. She learned this trade b... More from Alejandrina's previous loan »
About FAMA:Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Mar 7, 2012
- Apr 11, 2012
- Currency Exchange Loss:
- Jul 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.