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Julia Clotilde
Julia, 35, lives with her partner, who is a modest and hardworking man because very early he works selling bread and later at his job as a farmer on a little plot of land. Together they have three children whose ages are 14 years, 7 years, and 10 months. They are the most important thing they have in life, for which they work a lot to give them the best.

Her house is located in the district of Santiago, Ica, Peru. Santiago is known for housing various agro-export businesses, which provide a lot of jobs in the area. The district is also known for its agricultural activity, especially asparagus, grapes, and cotton.

Julia is very happy. When she has some free time she likes to watch television, especially her soap operas. She also likes to make one of her favorite dishes, which is "escabeche de pollo" [marinated chicken]. She only studied up to the fourth level of secondary school, but she would like to have studied to be a secretary. This is why she works hard to be able to give her children the best, so they will be better than she is.

Every day Julia gets up very early to open her business at exactly 4 in the morning. She sells groceries. She is very dedicated and above all because she realized that opening her business very early and not closing during the lunch hour helps her to sell a bit more and be able to have more income. She works around 12 hours a day. She believes that it is going well for her because she attends to the customers in a friendly way and because she sells quality products.

Julia is very grateful to the Kiva lenders because thanks to the help they have given her she will be able to buy more merchandise for her business, particularly rice, sugar, and canned tuna, among other things. With this improvement she will be able to have a greater variety of products to sell to her customers and so improve her income. This will allow her to improve her family's quality of life and continue fighting every day to realize her big dream: "To give her children a profession so they will be better than she is."
View original language description ↓
Julia, tiene 35 años de edad, vive junto a su pareja, el cual es un hombre muy humilde y trabajador, ya que muy temprano se dedica a la venta de pan y luego se dedica a su labor como agricultor en una pequeña parcela; juntos tienen 3 hijos cuyas edades comprenden 14,7 y 10 meses, son lo mas importante que tienen en la vida y por ello trabaja mucho para darles lo mejor. Su vivienda se ubica en el distrito de Santiago, Ica, Perú. El Distrito de Santiago se caracteriza por albergar varias empresas agroexportadoras, las cuales brindan muchos empleos en la zona y sobre todo porque este distrito se caracteriza también por su actividad agrícola, en especial el cultivo de espárragos, uva y algodón; Julia es muy alegre, cuando dispone de un tiempo libre le gusta ver televisión, en especial sus novelas; también le gusta preparar uno de sus platos favoritos el cual es el riquísimo “Escabache de pollo”. Ella solo estudio hasta el cuarto grado de educación secundaria, pero le hubiera gustado estudiar secretariado, por ello se esfuerza mucho por darle lo mejor a sus hijos para que sean mejores que ella.

Cada día Julia se levanta muy temprano para abrir su negocio exactamente a las 4 de la mañana; ella vende Abarrotes, ella es muy dedicada y sobre todo porque se dio cuenta que abrir muy temprano su negocio y no cerrar en la hora del almuerzo le ayuda a vender un poco mas y poder tener más ingresos; trabaja alrededor de 12 horas diarias, ella cree que le va bien en su negocio porque atiende a los clientes de manera amable y sobre todo porque vende productos de calidad.

Julia está muy agradecida con los prestatarios Kiva ya que gracias a la ayudad que le han brindado ella podrá comprar mas mercadería para su negocio, en especial arroz, azúcar, atún enlatado, entre otros; con esta mejora ella podrá tener mayor variedad de productos para ofrecer a sus clientes y así mejorar sus ingresos, lo que le permitirá mejorar la calidad de vida de su familia y seguir luchando día a día para hacer realidad su más grande sueño:” Darle una profesión a sus hijos para que sean mejores que ella”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Julia Clotilde to buy merchandise (rice, sugar, and canned tuna, among other things).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2012
Listed
Mar 31, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2012