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Varditer is 53 years old. She lives in Noravan village with her husband, son and two daughters. The main source of income for the family is the farm, where they breed cattle and cultivate land. Varditer has been running the farm for 12 years.
Varditer has applied for this loan to develop cattle breeding. With the requested amount she plans to purchase 2 cows and 10 sheep. Varditer expects to receive more income from the sales of meat and milk. This is vital for Varditer to improve her household conditions and create prosperous conditions for her children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $14,385,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Varditer to pay for 2 cows and 10 sheep.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 23, 2012
Apr 8, 2012
Currency Exchange Loss:
May 17, 2013