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Valeh is 50 years old, married and has three children. Valeh has been working as a house-repair contractor for 29 years already. He wants to start repairing his house and is requesting 1300 AZN to purchase construction materials for this purpose. He earns money for his work in partial payments and cannot afford to buy construction materials all at once. His home living conditions are bad and can get especially cold in the winter. Valeh will do the repairs himself in order to create normal conditions at home.
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Valehu 50 let, on jenat u nego troe detey. Rabotaet Valeh masterom po remontu domov vot uje 29 let. Xochet nachat’ remont u seba doma i poetomu prosit 1300 AZN dla pokupki stroy materialov. Dengi za svoyu rabotu on poluchaet chastami i ne mojet pozvolit sebe kupit materiali srazu. Usloviya dla projivaniya doma ploxie, osobenno zimoy bivaet ochen xolodno. On sam budet delat remont I sozdast doma normalnie uslovia.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD