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Nubia Constantina
Nubia Constantina is from the department of León. She is a single mother. She starts showing her merchandise at 7:00 a.m. and finishes her work at 12:00 p.m.

She began her business selling animal feed with working capital of 3,000 córdobas (NIO), product of savings. Nubia buys wholesale products such as rice, sugar, corn, etc.

It is worth mentioning that demand has increased and this is why she is requesting a loan to buy the grains to sell both retail and wholesale, and so get greater income to improve her quality of life.
View original language description ↓
La señora Nubia Constantina en originaria del departamento de León, es madre soltera, Inicia a exhibir su mercancía a las 7:00 am y finalizando sus labores a las 12:00 pm.

Inicio su negocio con venta de concentrados para animales con un capital de trabajo con C$ 3,000.00 córdobas producto ahorros.
La señora Nubia compra al por mayor productos tales como: Arroz, Azúcar, Maíz, etc.

Cabe mencionar que la demanda ha aumentado y por ello está solicitando un crédito para la compra de los granos para su respectiva comercialización tanto al detalle como al por mayor y así obtener mayores ingresos para mejor su calidad de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Nubia Constantina to buy corn, wheat, rice, beans, sugar, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 31, 2012
Currency Exchange Loss:
Apr 18, 2013