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Marbel
Marbel is 39, and has a 3-year-old son. She has a small dressmaking shop in her own neighborhood, through which she generates income to support her household. This learned this skill by taking a dressmaking course, and she sewed made-to-measure clothing for her first customers. They would bring her the raw materials and supplies, so that Marbel could put her creativity to work, and sew the clothing that would make them look good.

Little by little, she gained prestige among her neighbors and friends, and also started to specialize in clothing for little girls, multi-use clothing, uniforms, and also women's clothing when needed. Her main clients are local notions stores, and stores in the center of the city of Baranquilla and in shopping malls, with which she maintains business relationships.

Her goal is to someday expand her business, primarily by organizing her workshop better. She also wants to have a large clientele, and employees, in order to meet her commitments in a timely way. Her greatest challenge in fulfilling her dreams, is that faced with the growing market demand, her working capital is becoming insufficient.

This is why she is applying for her credikiva loan, her first from Fundación Mario Santo Domingo. With the loan she will buy raw materials and supplies in order to respond to her customers. She will also buy an industrial sewing machine, with which she will improve her process, be more productive, and improve the quality of the garment.

The success of this investment lies in the fact that it is justified in terms of customer orders, which are from the stores that Marbel supplies, and whose customer loyalty she plans to continue fostering.
View original language description ↓
Marbel de 39 años, tiene un hijo de 3 años de edad y una pequeña confección en su propio barrio, con la que genera ingresos para el sustento de su hogar. Ella aprendió este arte haciendo un curso de modistería y a sus primeros clientes les hacia ropa sobre medidas, así ellos llevaban la materia prima e insumo, para que Marbel, pusiera su creatividad y elaborara las prendas que estos lucirían. Poco a poco fue ganando prestigio entre sus vecinas y amigas y también fue especializándose en ropa infantil femenina, multiusos, uniformes y ropa femenina cuando se requiere. Sus principales clientes son misceláneas del sector y almacenes ubicados en el centro de la ciudad de Barranquilla y en grandes superficies, con los que sostiene relaciones comerciales. Su meta más adelante es ampliar su negocio, organizando principalmente su taller, disponiendo de una gran clientela y teniendo empleados para cumplir oportunamente sus compromisos. Su mayor desafío para el cumplimiento de sus sueños, pues ante la creciente demanda del mercado, su capital de trabajo se torna insuficiente; esta es la razón por la cual está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará materias primas e insumos, para responder a su clientela y también comprará una maquina industrial con la cual mejorará su proceso y será mas efectiva en los tiempos productivos y en la calidad de la prenda. El éxito de esta inversión radica es que se justifica en pedidos de sus clientes que son los almacenes a los que Marbel surte y de los cuales planea continuar fidelizando su relación comercial.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 235
    View loans »
    Colombia Loans Fundraising
  • $13,363,950
    Funds lent in using Kiva
  • 1,759.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Marbel to buy raw materials and supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 26, 2012
Listed
Mar 31, 2012
Currency Exchange Loss:
Covered
Ended:
Apr 18, 2013