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Geiner, 41, is married and lives with his wife and four children three of which are students and his main priority. He wants to buy calves to fatten up, sell them and increase his profits. He’s always worked raising cattle so he has much experience and a strong desire to improve himself economically.

This is the first loan he’s gotten from Fudecosur and he’s also never had loans from state banks or cooperatives but Fudecosur offered the loan with the best terms and a much lower interest rate.

He also wants to provide his children with the necessary education so that they will be well-prepared in the future and able to face life more easily.
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Geiner, tiene la edad de 41 años, Está casado y vive con su esposa y sus 4 hijos de los cuales 3 son estudiantes, ellos son su mayor prioridad. El quiere comprar Novillos para engordarlos, venderlos y aumentar sus ganancias. Siempre se ha dedicado a la crianza de ganado, por lo que tiene mucha experiencia, tiene mucho deseo de superarse económicamente. Es el primer préstamo que ha recibido de FUDECOSUR. También, el no ha realizados otros préstamos en bancos estatales o Cooperativas pero FUDECOSUR le brindó el préstamo con mayores facilidades y la tasa de interés es mucho más baja. El también tiene el deseo de brindarle a sus hijos la educación necesaria para que sean en el futuro personas preparadas y puedan enfrentar de manera más fácil la vida.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $11,100
    Average annual income
  • 16
    View loans »
    Costa Rica Loans Fundraising
  • $4,065,825
    Funds lent in using Kiva
  • 503.7
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $600 helped Geiner to buy calves to fatten up.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Mar 31, 2012
Currency Exchange Loss: