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Efraín is from the region of La Laguna - Teustepe. He is married and has 3 daughters. Two of them are still in his care, and the oldest is independent. He started working at the age of 12, helping his father in the fields. Later he decided to work independently, seeking financing from other institutions. He works growing beans and corn, and once they are harvested he takes them to Managua to sell, so he can pay for labor, since he is alone and does not have help from anyone. Now he wants the loan to buy bean seeds, supplies and the fertilizer he will use for planting. He hopes that it will go well for him and he will obtain profits from the harvest to pay off the loan and buy himself a plot of land.
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Efraín es de la comarca la laguna- teustepe, casado, tiene 3 hijas,dos están a su cargo y la mayor es independiente. Empezo a trabajar a los 12 años de edad ayudándole al papa en el campo, después decidió trabajar por si solo buscando financiamiento en otras instituciones .El se dedica a la siembra de frijol y maíz que unas vez cosechada lo lleva a vender a Managua para poder pagar mano de obra ya que no tiene ayuda de nadie pues es solo. Hoy quiere el préstamo para comprar la semilla del frijol, los insumos y el abono que utilizara en la siembra. El espera que le vaya bien y obtener ganancia de la cosecha para pagar el crédito y comprarse un pedazo de tierra.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Efrain to buy bean seeds, supplies and the fertilizer he will use for planting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Apr 9, 2012
Currency Exchange Loss:
Apr 18, 2013