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Julia

Update on Julia

Julia is a member of the Agua Viva (Living Water) Communal Bank. She has been a member of Finca Peru for 15 years, and during all this time she has been able to learn how to be a good mother and a better retailer. She sells flowers and she also makes floral arrangements. She is very pleased because the seminars help her to better tend to her customers, and now after 15 years she carries on steady and she keeps on growing. The loan she is currently requesting will be used to buy more flowers.
View original language description ↓
Julia es socia del Banco Comunal Agua Viva, es socia de Finca Perú desde hace 15 años, en todo este tiempo ella ha podido aprender como ser mejor madre y ser mejor negociante, ella se dedica la venta de Flores y hace arreglos florales, esta muy satisfecha porque con las capacitaciones le ayudan a como tratar al cliente y ahora después de 15 años sigue firme y progresando. Ahora con el préstamo que solicita lo invertirá en al compra de flores.

Previous Loan Details

Julia is a member of the Agua Viva community bank. She is 54 years old, married, and has 7 children. Julia sells flowers. She buys carnations, gladioli and 'pompos' in Uchuypampa and sells them on her flower stall in Nery García market. She is requesting a loan to invest in buying a variety o... More from Julia's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $6,715
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD