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Maria Soledad
María Soledad, 39, is married and has six children. She lives with her children and her husband in Guaranda, Bolívar Province.

She’s a member of the “Muschuc Ñan” communal bank located in the community of Guanto Cruz, Guanujo Parish, sixty minutes from the office. It has 11 members who work farming blackberries and corn and raise farm animals and dairy cows for cheese production.

María Soledad farms corn and blackberries and also raises chickens and pigs.

She’s asking for the loan to buy chicks, pigs, vaccines, fertilizer, urea and weed killing liquids. With help from the loan she will be able to buy the animals and what’s needed for the crops. Her purchases and sales will take place in Guanto Cruz each week.

Her dream is to be able to have a good harvest to improve income. The challenges she faces are bad weather and transportation. In her free time she likes to rest and to enjoy New Year and Christmas.
View original language description ↓
María Soledad tiene 39 años de edad es casada tiene 6 hijos, vive con el esposo y los hijos en Guaranda provincia de bolívar.

Es Integrante de la VRC MUSHUC ÑAN está ubicada en la comunidad Guanto Cruz parroquia Guanujo a 60 minutos de la oficina conformada por 11 socios y socias se dedica a las labores agrícolas en cultivo de mora, maíz, cría de animales de corral y vacas lecheras para la elaboración de quesos.

María Soledad se dedica a ala agricultura a la siembra de maíz y mora, además se dedica a la cría de pollos, cerdos.

Solicita el crédito para comprar pollos y cerdos, vacunas, fertilizantes, urea, líquidos para la maleza. Con la ayuda del crédito podrá comprar los animales, y lo necesario par los cultivos. Las compras y las ventas lo realizará en Guanto Cruz cada semana.

El sueño es poder tener una buena cosecha para mejorar los ingresos. Los desafíos a los que se enfrenta es el mal tiempo y el transporte. En el tiempo libre le gusta descansar y disfrutar del año nuevo y navidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,851,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Soledad to buy chickens, pigs, vaccines, fertilizer, urea and weed killing liquids.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 7, 2012
Listed
Mar 31, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013