Azar is 34 years old. He is married and has two children. Azar lives in the Fuzuli region together with his friendly family. He has been involved in transporting construction materials to various sites for five years. Azar primarily transports cement, sand and stone. Currently, he needs 1600 AZN to purchase spare parts in order to repair his Kamaz truck. Azar says that because his Kamaz does not work now, he cannot earn his monthly income, and this is why he needs this loan in order to return to his work.
An internally displaced person (IDP) is a person who have been forced or obliged to flee his home, in particular as a result of an armed conflict, violence, violations of human rights or natural or human-made disasters, and who, unlike a refugee, has not crossed an internationally recognised State border and remains on the territory of his own country. (source: UN Office for the Coordination of Humanitarian Affairs)
Azar 34 qoda. On jenat i imeyet 2 detey. Azar jivet v Fuzuli regione vmeste so svoyey drugelubnoy semyoy. On uje 5 let kak zanimayetsya transpartirovkoy stroitelnix materialov v razniye punkti. Azer v osnovnom zanimayetsya perevozkoy cementa, peska i kamney. On seychas nujdayetsya v 1600 AZN chtobi kupit zapchasti dlya pochinki svoyego kamaza. Azer govorit chto, tak kak yego kamaz seychas ne rabotayet on ne mojet zarabativat mesachniye doxodi, poetomu on i nujdayetsya v ssude chtobi vernutsya snova k svoyey rabote.
Azar yavlayyetsya IDP personom on pereselenec iz Fuzuli goroda. Внутренне перемещённое лицо (ВПЛ) - человек, который был вынужден внезапно бежать из своего дома в результате вооружённого конфликта, насилия, нарушений прав человека, стихийных бедствий или других катастроф, но, в отличие от беженца, не перешел международную границу и находящийся на территории собственной страны (источник: Управления ООН по Координации Гуманитарных Вопросов).
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.