Ân, age 44, is a rice farmer living in the Prey Chhor district of Kompong Cham. She is married to Khorn, who is currently planting a variety of crops to earn a living, earning an income about USD2 each day. This couple has six kids, two of whom are married and the other four are single, living under their parents' support. One of them is employed as a domestic worker in the water factory, getting a formal salary every month. He always shares his low income with them in order to help with the family’s expenses.
Ân will be using this loan to buy a few sacks of fertilizer for making her crops grow well. In the future, she hopes she can expand her crop-planting business, to build a bigger house and assist her children finish a high level of education.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.