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Ân, age 44, is a rice farmer living in the Prey Chhor district of Kompong Cham. She is married to Khorn, who is currently planting a variety of crops to earn a living, earning an income about USD2 each day. This couple has six kids, two of whom are married and the other four are single, living under their parents' support. One of them is employed as a domestic worker in the water factory, getting a formal salary every month. He always shares his low income with them in order to help with the family’s expenses.

Ân will be using this loan to buy a few sacks of fertilizer for making her crops grow well. In the future, she hopes she can expand her crop-planting business, to build a bigger house and assist her children finish a high level of education.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 261
    View loans »
    Cambodia Loans Fundraising
  • $37,494,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ân to buy a few sacks of fertilizer for making her crops grow well.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 27, 2012
Apr 7, 2012
Currency Exchange Loss:
May 25, 2013