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Carlos
He was born in the district of Namaacha, province of Maputo, southern Mozambique. He's married and has two children, both of which attend school. He completed 2nd grade and stopped because his parents lacked financial conditions. He lives with his family in a house he owns and does not support anyone else.
He has been a businessman for over 10 years. He sells various products and earns an income of about 5.000mt. He uses it to pay for home expenses and also saves part of it in his bank account.
He has never had loans with other banks. He first heard of Hluvuku through a friend who is also a client of this institution. This is his second loan with Hluvuku. It is for 20.000mt, which he intends to use to purchase goods in order to increase the quantity of his merchandise (peanuts, beans, oil, beer, juice, etc.).
He pledges to make his repayments as scheduled. In the future he plans to purchase a truck to help him transport his merchandise. For that purpose he plans to request more loans from Hluvuku.
View original language description ↓
Nasceu no Distrito de Namaacha, Província de Maputo, Sul de Moçambique, casado e pai de 2 filhos todos frequentam a Escola. Fez a 2ª classe e parou por falta de condições financeiras pela parte de seus pais, vive na casa própria com a sua família e não sustenta mais ninguém.

É negociante há mais de10 anos dedica-se a venda de produtos diversos e tem um rendimento de cerca de 5.000.00mt, que aplica nas despesas de casa e poupa algum na sua conta bancária (BIM).

Nunca teve empréstimo noutros bancos, conheceu a Hluvuku através de um amigo que também é cliente desta instituição. Este é o seu segundo empréstimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar produtos para aumentar a quantidade da sua mercadoria (amendoim, feijão, óleo, cervejas sumos, e outros).

Compromete se a pagar devidamente e no futuro pretende comprar uma camioneta para auxiliar no transporte dos produtos, para tal tenciona solicitar mais empréstimos a Hluvuku.

About Mozambique

  • $1,200
    Average annual income
  • 61
    View loans »
    Mozambique Loans Fundraising
  • $2,716,800
    Funds lent in using Kiva
  • 27.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Carlos to purchase goods for selling (peanuts, beans, oil, beer, juices, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2012
Listed
Apr 1, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013