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Gayane is 39 years old. She lives in Dalarik Village with her two sons. Gayane's elder son, Davit is 21, and her younger son, Tigran is 19. Gayane works at the local village hall. Her two sons also work and support their mother.

Ten years ago Gayane decided to start running a farm and have stable source of income for her children. Currently Gayane breeds cattle and plans to expand her farm by developing sheep breeding. Thus she has applied for this loan to purchase 10 mother sheep. This will allow Gayane to noticeably increase her income and create prosperous living conditions for her sons and their families in the future.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 153
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Gayane to pay for 10 mother sheep.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 16, 2012
Apr 7, 2012
Currency Exchange Loss:
Nov 18, 2013