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She was born in the town of Maputo, province of the same name, southern Mozambique. She's single and has three children, all of which attend school. She completed 5th grade and stopped because her parents lacked financial conditions. She lives with her family in a house she owns and does not support anyone else.
She has been a businesswoman for over 12 years. She buys and sells foodstuffs and earns an income of about 5.000mt. She uses it to pay for home expenses and also saves part of it in her bank account.
She has never had loans in other banks. She first heard of Hluvuku through a friend who is also a client of this institution. This is her second loan with Hluvuku. It is for 20.000mt, which she intends to use to purchase construction supplies in order to build her house (bricks, sand, rocks, cement, etc). The previous loan was for 20.000mt, for housing expenses.
She pledges to make her repayments as scheduled. In the future she intends to finish building and furnishing her home, and for that purpose she plans to request more loans from Hluvuku.
View original language description ↓
Nasceu na Cidade de Maputo, Província de mesmo nome, Sul de Moçambique, solteira e mãe de 3 filhos todos quais frequentam a Escola. Fez a 5ª classe e parou por falta de condições financeiras pela parte dos pais, vive na casa própria com a sua família e não sustenta mais ninguém.

É negociante há mais de 12 anos dedica-se a compra e revenda de produtos alimentares e tem um rendimento de cerca de, que aplica nas despesas de casa e poupa algum na sua conta bancária.

Nunca teve empréstimo noutros bancos, conheceu a Hluvuku através de uma amiga que também é cliente desta instituição. Este é o seu segundo empréstimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar material de construção para a obra da sua casa (blocos, areia, pedra, cimento, e outros). O empréstimo anterior foi de 20.000.00mt, aplicado na habitação.

Compromete se a pagar devidamente e no futuro pretende concluir a sua casa e mobilar, para tal tenciona solicitar mais empréstimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 27
    View loans »
    Mozambique Loans Fundraising
  • $2,446,150
    Funds lent in using Kiva
  • 27.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Sonia to purchase construction supplies in order to build her house (bricks, sand, rocks, cement, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 28, 2012
Currency Exchange Loss:
Oct 18, 2013