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Violeta is 45 years old. She lives in Nor Artagers village with her husband and three children. Violeta works at the local school as a teacher. Her husband is the director of the same school. Violota's son is 22 years old, and her two daughters are 19 and 20 years old. The three children are students.

Besides the work at school, Violeta and her husband are involved in agriculture: cattle breeding and land cultivating. Violeta wants to develop her farm and start land cultivation, for which she needs sufficient investments. With the requested loan, she plans to purchase a cow, seeds and 30 bags of fertilizer.

Violeta will increase her income from agriculture, which will help her to cover her children's educational fees and insure stable futures for them.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Violeta to pay for a cow, fertilizer and seeds.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 28, 2012
Apr 7, 2012
Currency Exchange Loss:
Dec 15, 2012