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Fidelina is from the town of Achuapa where she’s lived her entire life. She is the pillar of her family and has two children who no longer depend on her and who are upstanding, tenacious citizens just like her.

She started her business with a small amount of capital that her husband gave her in order to sell grocery items so that she could generate her own income and today it’s a grocery store that’s well-stocked with items for the home, clothes, etc. It’s been in existence for many years and attracts clientele because of its owner’s kindness. She works along with her daughter and they strive day to day to get ahead and meet customer demand.

She approached Ceprodel for the second time to request a loan to buy rice, sugar, oil, soap, chicken, soft-drinks and vegetables in order to stock more inventory to provide more satisfactory service to her customers. Thanks to profits from the store they live with dignity and have all the comforts of home. She hopes the Institution will support her and she will be very grateful.
View original language description ↓
Doña Fidelina es originaria del municipio de Achuapa donde ha vivido toda su vida, es el pilar de su familia con dos hijos los que ya no dependen de ella y quienes son personas de bien, luchadoras al igual que ella.
Inició su negocio con un pequeño capital que le obsequió su esposo para vender productos de abarrotería con el fin de que generara sus propios ingresos y hoy en la actualidad es una pulpería bien surtida de productos para el hogar, ropa, etc. Que tiene muchos años de existir la cual atrae a la clientela por la amabilidad de su dueña.
Trabaja en conjunto con su hija quienes día a día luchan por salir adelante y por satisfacer la demanda de sus clientes.
Se acercó por segunda vez a Ceprodel para solicitar un crédito para la compra de arroz, azúcar, aceite, jabón, pollo, gaseosas y verduras con el objetivo de surtir más su inventario de productos brindando así un mayor grado de satisfacción a sus clientes, gracias a las utilidades que obtienen de este, viven dignamente con todas las comodidades en su hogar.
Espera que esta Institución le apoye donde le estará muy agradecido.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 134
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Fidelina to buy stock merchandise for her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 26, 2012
Mar 31, 2012
Currency Exchange Loss:
May 17, 2013