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Jessenia
Jessenia, age 23, is a hardworking woman who has tremendous desire to succeed. She is in a common-law relationship with Michel, who is a merchant and the father of their three-year-old son Moisés. Jessenia lives comfortably with her partner and child in their own home which they purchased through much effort. Her business involves preparing and selling sweets such as cakes and cupcakes. She learned how to prepare these treats from her mother. Jessenia makes delicious cupcakes, donuts, sweet rolls, and other items to sell from her home and as a traveling merchant. She utilized a personal loan and her partner's savings to begin preparing and selling sweets. Her business has been in existence for more than seven years. In addition, Jessenia sells fruits, but the constant rains have halted her momentarily, so she will resume this activity later. She is grateful that her business allows her to earn an income for supporting her children and that she has a career since she did not have the opportunity to finish her studies. Now she wants to invest her capital and open a small grocery store in her home.


This will be her second loan with the MFP organization. She is grateful to have the opportunity to access a line of credit for accomplishing her goals. In addition, Jessenia says that she feels comfortable with her Communal Bank because she knows most of the members and considers them to be responsible and supportive people. With the loan of 1,500 PEN that she requested, Jessenia will invest in the purchase of ingredients for preparing sweets such as sugar, oil, flour, starch, butter, and other items in bulk so that she will have better profit margins.

View original language description ↓
Jessenia, de 23 años de edad, es una mujer trabajadora y con muchas ganas de superación. Es conviviente con Michel quien es comerciante y padre de su hijo Moisés de 3 años de edad. Vive en compañía de su pareja e hijos, habitando cómodamente la casa de su propiedad que logró comprar con mucho esfuerzo. La actividad que realiza Jessenia es la preparación y venta de dulces como tortas y kekes que aprendió a preparar gracias a las enseñanzas de su madre, elaborando unos deliciosos kekes, rosquillas, pancitos y otros, para luego venderlos desde su casa y de forma ambulante. Comenzó con un préstamo particular y ahorros de su pareja para preparar y vender sus dulces, teniendo éste negocio desde hace más 7 años. Asimismo vende frutas, pero por las constantes lluvias lo ha dejado momentáneamente para luego retomarlo. Le agrada su negocio pues le permite tener un ingreso económico para solventar la manutención de sus hijos, además de tener una ocupación ya que no tuvo la oportunidad de terminar sus estudios. Ahora desea invertir su capital y abrir una pequeña bodega de abarrotes en su casa. Este será el préstamo número 2 con la institución MFP, se siente agradecida por la oportunidad brindada de tener una línea de crédito para alcanzar sus objetivos. Además comenta sentirse a gusto con su banco comunal pues conoce a la mayoría de sus miembros y los considera ser personas responsables y solidarias. Con el monto solicitado de 1500 nuevos soles, lo invertirá en la compra de ingredientes para la preparación de dulces como azúcar, aceite, harina, almidón, mantequilla y otros a precio por mayor para así tener mejores márgenes de ganancias.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Jessenia to buy sugar, oil, flour, starch, and butter.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 8, 2012
Listed
May 1, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012