Update on Maria AndalisaMaria Andalisa is 31 years old, married, has five children and lives with her husband and children in the Guaranda in the province of Bolívar.
She is a member of the women's group V.R.C. GRUPO DE MUJERES MUSHUC ÑAN is from the Guanto Cruz community in Guanujo parish 60 minutes from the office formed by 11 members who are all active in agricultural work, such as growing berries, potatoes, beans, livestock and dairy cattle for cheese production.
Maria grows berries, potatoes, beans and raises poultry and pork.
She is requesting a loan to buy fertilizer, urea, organic fertilizer, crop protection from weeds. With the loan she will fumigate to save the crops. She will buy the items at Guantuncruz on a weekly basis. Her dream is to buy land, and have her children finish their studies. The challenges she faces are transportation and weather.
During her free time she enjoys playing soccer and Christmas season.
Es Integrante de la VRC MUSHUC ÑAN está ubicada en la comunidad Guanto Cruz parroquia Guanujo a 60 minutos de la oficina conformada por 11 socios y socias se dedica a las labores agrícolas en cultivo de mora, maíz, cría de animales de corral y vacas lecheras para la elaboración de quesos.
María se dedica a la Agricultura a la siembra de mora, papas, habas, además se dedica a l a cría de pollos y cerdos.
Solicita el crédito para comprar fertilizantes, urea, abonos, líquidos para la maleza. Con la ayuda del crédito podrá fumigar los cultivos y salvar la cosecha. Las compras lo realizará en Guantuncruz cada semana. El sueño es poder comprar terrenos, culminar los estudios de los hijos. Los desafíos a los que se enfrenta son el transporte y el clima.
En el tiempo libre le gusta jugar futbool y la época de la navidad.
Previous Loan DetailsMaria Andalisa A. T. is 31 years old, married and lives with her husband and children in the Guaranda Canton in the province of Bolívar. She has five children. The V.R.C. GRUPO DE MUJERES MUSHUC ÑAN women's group is from the Guanto Cruz community in Guanujo parish which belongs to the Guarand... More from Maria Andalisa's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid