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Octavio Adolfo
Octavio Adolfo is 46 years old, is married, has three children ages 11, 5, and 2 years, and lives with this wife and children in the canton of Montalvo, province of Los Rios.

The communal bank San Joaquin is located 15 minutes from the Montalvo office and has 12 members.

Octavio works in agriculture. He cultivates rice and soy. Octavio works in agriculture growing corn and barley.

He is requesting a loan to buy urea, insecticides, herbicides and brush killer. With this money he will acquire better quality seeds and other supplies to improve his harvest.

He completes his purchases and sales on a monthly basis in Montalvo, or daily or weekly if necessary.

His dream is to prosper on his land with an increase in products and thus build a larger house, thinking of the future of his children.

The challenges that he confronts are the loss of crops to bad weather or pests that appear on the crops.

In his free time he likes to read the bible, since he is a child of Jesus Christ.
View original language description ↓
OCTAVIO ADOLFO, tiene 46 años de edad, es casado, tiene 3 hijos de las edades de 11, 5 y de 2 años, vive con su esposa e hijos en el cantón Montalvo, provincia de Los Ríos.

La VRC San Joaquín se encuentra a 15 minutos de la oficina Montalvo, está conformada por 12 socios.
Octavio se dedica a la agricultura; cultiva arroz y soya.

OCTAVIO ADOLFO se dedica a la agricultura a la siembra de maíz y cebada, Solicita el crédito para comprar urea, insecticidas, lìquidos para la maleza, mata montes, con este dinero adquirirá semillas de mejor calidad e insumos para mejorar su cosecha.

Las compras y ventas las realiza de manera mensual en Montalvo, o de acuerdo a la necesidad puede ser diario o semanal.

El sueño es prosperar en sus tierras con incremento de productos y así construir una casa más grande pensando en el futuro de sus hijos. Los desafíos a los que se enfrenta es la pérdida de los cultivos por el mal tiempo o plagas que aparecen en los cultivos.

En el tiempo libre le gusta leer la biblia, ya que es un hijo de Jesucristo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Octavio Adolfo to buy urea, insecticides, herbicides and brush killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Mar 30, 2012
Currency Exchange Loss:
Apr 18, 2013