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Gbenonkpo Group
In this Group: Albertine, Léontine, Houngnibo Delphine, Juliènne, Elisabeth, Justine, Nicole, Monibatou, Assiba, Bernadette, Mélanie, Monique, Cathérine, Pièrrette
GBENONKPO is a group composed of fourteen persons whose members reside in the same district and who run revenue-generating businesses.

The group's representative, Albertine (whose hand is raised in the photo), is 37 years old. She is married to a farmer named Houétokpo. They have five children, some of whom are in school. All the children are in their care. Albertine lives together with her husband and children. The couple jointly ensure the diverse household expenses are covered.

To cope with her different expenses, Albertine sells grains, and palm oil on the side, in regions of Benin. She gets her supplies in Benin.

With the goal of expanding her business to be more competitive in the market, Albertine, along with the other members of the group GBENONKPO, is requesting an initial loan from ALIDé.
View original language description ↓
GBENONKPO est un groupement composé de quatorze personnes, et dont les membres résident dans le même quartier et mènent des activités génératrices de revenus. La représentante du groupement, Albertine (dont la main est levée sur la photo), est âgée de 37 ans. Albertine est mariée à un cultivateur du nom de Houétokpo. Le couple a cinq enfants, dont certains sont scolarisés et tous à leur charge. Albertine vit ensemble avec son mari et ses enfants. Le couple assure ensemble les diverses charges de la maison. Pour faire face à ses différentes charges, Albertine vend des céréales et de l’huile de palme de façon secondaire dans des régions du Bénin. Albertine s’approvisionne au Bénin. Dans le but d’agrandir son activité pour être plus compétitive sur le marché, Albertine sollicite ensemble avec les autres membres du groupement GBENONKPO, un premier crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 494.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Gbenonkpo Group's $850 loan helped a member to buy sacks of corn.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Mar 28, 2012
Currency Exchange Loss:
Nov 15, 2012