Carmen Adriana, 21, is single and has a son; she lives with her parents and her son in Ventanas in Los Ríos Province.
Carmen teaches classes in a school because she’s employed as an elementary school teacher. She’s asking for the loan to buy living room furniture, shelves and a dining room set. With help from the loan she will be able to improve her lifestyle. She will make the purchases in Ventanas.
Her dream is to be able to buy a house. The challenge she faces is that her students learn well which is why she’s constantly taking courses. In her free time she enjoys playing with her son.
Carmen Adriana tiene 21 años de edad es soltera tiene un hijo, vive con los padres y el hijo en ventanas Provincia de los ríos.
Carmen se dedica a dar clases en una escuela porque se desempeña como maestra de primaria. Solicita el crédito para comprar muebles para la sala, repisas, comedor. Con la ayuda del crédito podrá mejorar el estilo de ida. Las compras lo va hacer en Ventanas.
El sueño es poder comprar una casa. Los desafíos a los que se enfrenta es que los alumnos tengan buen aprendizaje es por ello que esta en constantes capacitaciones.
En el tiempo libre le gusta jugar con el hijo.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!