This is 42-year-old John. He is married and has three children, aged 4, 7 and 12. He has two additional dependents who live with him to help in their education. In 2009, John established his auto spare parts business. He began his business to generate income and to meet his family's needs.
Working six days a week and 12 hours a day, he earns about 1,800,000 Sierra Leone leones (Le) every month from this business. He would like a loan in the amount of Le 4,500,000. John has already received and successfully repaid one loan, and now requires a new loan in order to buy additional auto spare parts. He hopes that this loan will enable him to increase his monthly profits by approximately Le 300,000. In the future, John plans to expand to the outskirts of town and to increase his stock and profit. He thanks you for your support.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.