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This is 30-year-old Mohamed. He is married, and has two children, aged six and one. He has three additional dependents, who live with him to assist in the shop. In 1997, Mohamed established his building materials business. He began his business to earn income for the family. Working seven days a week and nine hours a day, he earns about Le 1,300,000 every month from this business. He would like a loan of Le 5,000,000.

Mohamed has already received and successfully repaid two loans, and now requires a new loan in order to increase his supply of building materials. He hopes that this loan will enable him to increase his monthly profits by approximately Le 350,000. In the future, Mohamed plans to be a supplier to industries and contractors. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 3
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mohamed to pay for building materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 21, 2012
Mar 30, 2012
Currency Exchange Loss:
Oct 16, 2012