Godfrey is a 44-year-old married man living in Kasese, Uganda. His personal goals are to educate his children, build a permanent home and buy a car. He is a farmer who started on a small scale that has grown large. His major hardships are price fluctuations, inflation and inadequate capital to purchase capital stock; however, he has a vision of buying land to grow crops and moving his business to a more permanent location. Godfrey wants a loan to buy coffee for resale.