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Cesar Enrique
Cesar Enrique is 53 years old, married, and has eight children who are 28, 25, 23, 21, 19, 18, 15 and 3 years old. He lives with his wife and children in Rancho Grande, in Ventanas canton, in Los Ríos province.

The 'Bendición de Dios' (God's Blessing) community bank is located in Rancho Grande, in Puerto Pechiche parish, 45 minutes from the office. It has 11 members.

Cesar Enrique is a farmer who grows rice and corn. He is requesting this loan to buy fertilizers, urea, insecticides and weed-killing liquids. With the help of the loan he will be able to buy the fertilizers he needs for his crops.

Cesar Enrique makes his purchases every week in Ventanas and makes his sales according to his harvests in the same city. His dream is to prosper in his business and increase his produce. The challenge that he faces is bad seed that people sometimes sell during the sowing season.

In his free time, Cesar Enrique enjoys relaxing in his hammock and checking on his crops.
View original language description ↓
CESAR ENRIQUE, tiene 53 años de edad, es casado, tiene 8 hijos de las edades de 28, 25,23,21,19,18,15 y de 3 años , vive con su esposa e hijos en el Recinto Rancho Grande, del cantón Ventanas, provincia de Los Ríos.

La VRC Bendición de Dios se encuentra ubicada en el Recinto Rancho Grande de la parroquia Puerto Pechiche a 45 minutos de la oficina, está conformada por 11 socios.

CESAR ENRIQUE se dedica a la agricultura al cultivo de arroz y maíz. Solicita el crédito para comprar abonos, urea, insecticidas, lìquidos mata montes, Con la ayuda del crédito podrá adquirir los abonos necesarios para los cultivos.

Las compras las realiza de manera semanal en Ventanas y ventas de acuerdo a la cosecha en la misma ciudad.

El sueño es prosperar en sus tierras con incremento de productos. Los desafíos a los que se enfrenta es la mala semilla que a veces les venden en ápoca de siembras.

En el tiempo libre le gusta descansar en su hamaca y visitar sus cultivos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Cesar Enrique to buy fertilizers, urea, insecticides and weed-killing liquids.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 14, 2012
Listed
Mar 30, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012