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Mediko is 60 years old. She lives in a small village in the Gori district with her husband Omar. Mediko and Omar own a small dairy farm with two milk cows. Mediko produces cheese and sells products to local dairy retailers. They owns 1.5 hectare land where wheat, cabbage and tomatoes are grown. Harvested products are sold locally to green grocery products retailers. Their average monthly income is 650 Laris.

Mediko requested credit to finance seasonal agricultural works. Mediko and Omar will purchase fuel for their tractor to till the land. Also credit will be used to purchase vegetable seeds, fertilizers and drugs for treating the plants from parasites. They hope that the weather conditions will be favorable as well and the family will get a good harvest this summer. They will sell the harvest through already known distribution channels and generate income, part of which will be reinvested in the business and the other part will be used to fund their family's daily needs.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Mediko to purchase vegetable seeds, fertilizers and drugs for treating the plants from parasites.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Mar 30, 2012
Currency Exchange Loss:
Mar 15, 2013