Mouna is a 39-year-old teacher, who is preparing herself for her wedding. She provides good education to her students. Being a tutor is a hard work to do but she is now used to it. She is applying for a loan from Kiva partner Al Majmoua, in order to start an extra business to support her married life.
She hopes to make good living for her family in the future.
Nour is a 17-year-old single tutor, who works to cover her university fees and make her living. Nour is a hardworking girl who dreams of finishing her studies an starting her own career In order to do so, Nour has to pay fees to the university, that cover most of the requested projects. She applied for a loan from Kiva partner Al Majmoua, to cover her university fees. She hopes that her future will be exactly as she dreams, starting her own successful business in Media, which is her major at the university.
Nour is a 19-year-old single tutor, she is studying business at the university, and is requesting a loan from Kiva partner Al Majmoua, in order to pay for her university fees. She hopes to be a banker, since she loves all financial work and communication with people. She hopes that her students will be important people in the future.
About Al Majmoua – Lebanese Association for DevelopmentThe Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.
Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid