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Lamara has been involved in agriculture for 20 years. She breeds cattle, sheep, and keeps bees and chickens in the Shishkert village. She also grows vegetables and fruits. Lamara sells the agricultural products, such as beef, lamb, milk, honey, eggs, wool, vegetables and fruits, obtained from her farm, to stores in the city of Kapan and, thus, supports her family.
Lamara is 49 years old and lives in the Shishkert village of the Syunik region. She graduated from a nutrition college, but was unable to get a job because she got married and had three children. Lamara's daughters are already married and live separately from the parents, and her son recently returned from the army, and now helps his mother on the farm. Lamara's husband works as a machinist at a hydropower station and helps Lamara to run the agricultural business in his free time.
Lamara needs a loan in the amount of 1,000,000 dram to purchase several piglets for her farm, several new beehives, and frames for honey and wax. Lamara also intends to purchase a new variety of potato for sowing.
View original language description ↓
Ламара занимается сельскохозяйственным бизнесом на протяжении 20 лет. В деревне Шишкерт Ламара разводит крупный рогатый скот, овец, пчел и кур. Также она выращивает овощи и фрукты. Полученную на ферме сельскохозяйственную продукцию: говядину, баранину, молоко, мед, яйца, овечью шерсть, овощи и фрукты Ламара сдает в магазины города Капана и таким образом содержит семью.
Ламаре 49 лет, она проживает в деревне Шишкерт, Сьюникского региона. Ламара окончила пищевой техникум, но не успела устроиться на работу, так как вышла замуж и родила троих детей. Дочери Ламары уже замужем и живут отдельно от родителей, а сын недавно вернулся из армии и сейчас помогает матери на ферме. Муж Ламары работает на гидроэлектростанции машинистом, а, в свободное от работы время, помогает Ламаре в ведении сельскохозяйственного бизнеса.
Ламаре необходим кредит на сумму 1.000.000 для покупки нескольких поросят для своей фермы, нескольких новых ульев, рамок для меда и парафина. Также Ламара намеревается приобрести новый сорт картофеля для посева.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 146
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 388.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Lamara to buy several piglets for her farm, beehives, frames for honey and wax, and also a new variety of potato for sowing.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Mar 23, 2012
Mar 27, 2012
Currency Exchange Loss:
Jun 17, 2014