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Kubra's Group
In this Group: Kubra , Farzana, Suraiya, Rafia, Imam Hussain, Nagina, Salma, Hamida, Asia, Ghulam Fatima, Shamim
Kubra has requested a loan from Kiva partner, Asasah, for her husband, who operates a hair and body oil sales business. With the loan investment, he will buy different kinds of hair and body massage oils for selling to his clients. He handles a good clientele and also sells his products by visiting different areas and places.

He is very experienced in his business and his clients are very happy with his products because he sells them pure oil at very reasonable rates.

Kubra also does work. She is a seamstress, sewing clothes for her neighboring clients to earn profits for her family. This income helps her with paying utilities and the school fees of her children.

She has given birth to six children. Two of them work, while the others are enrolled in a nearby school and are continuing their education.

Kubra is very confident about the better financial future of her family as a result of the loan investment.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 457
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 91.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kubra's Group's $2,400 loan helped a member to buy hair and body oils for her husband's business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 23, 2012
Apr 6, 2012
Currency Exchange Loss:
Mar 15, 2013