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Bibiniso lives in the city of Kulob. She is 41 years old, married, and has five children. Bibiniso's husband drives a taxi, while she bakes buns at home and takes them to the market to sell. Bibiniso has been doing this for 16 years. She is taking this loan to purchase flour and firewood.
View original language description ↓
Бибинисо жительница города Куляб. Ей 41 лет. Она замужем. У нее пятеро детей. Ее муж таксист. Сама она у себя дома печет булочки и выносит для продажи на рынок. Этим видом деятельности она занимается 16 лет. Кредит берет для покупки муки и дров.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Bibiniso to buy flour and firewood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Mar 26, 2012
Currency Exchange Loss:
Apr 17, 2013