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Zubaida's Group
In this Group: Zubaida , Salma, Kalsoom , Kosar, Naseem, Zainab, Shamim, Naseem
Zubaida is the mother of six children. Three of them work, while the other three are very young in age and remain at home.

She is 50 years of age and supports her family by operating a milk sales business. Her work is home-based. She has a buffalo and sells its milk to her community clients to earn an income for her family.

Her husband works in the vegetable market with his three sons.

Zubaida has applied for a loan from Kiva partner, Asasah, for further improvement of her dairy business. With the loan investment, she will buy another buffalo for her dairy business. This will help her to get a larger quantity of milk for selling to her clients and will increase her sales and income.

She is confident about her business success as a result of the loan investment.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 354
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 91.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zubaida's Group's $2,025 loan helped a member to buy another buffalo for her dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 23, 2012
Apr 6, 2012
Currency Exchange Loss:
Mar 15, 2013