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Bordadora Flora Group
In this Group: Francisca, Matea, Julia, Lidia, Ingrid, Gilda, Josefa, Marta, Catarina, Lucrecia, Juana, Maria, Maria, Santos
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The women that make up the “Bordadora Flora” comunal bank arrived at the Friendship Bridge office in the district of Nahuala ten minutes before the meeting was to begin. The members arranged the benches in the shape of a “U” and told the facilitator that they were ready to begin.


The clients would surprise anyone, since the spark they have in their eyes is unusual in many women who live in secluded communities like El Novillero, which is located in a very rural and poor area.


All of the members are well-known as embroiderers in their towns. Their principle occupation is embroidering beautiful traditional blouses. The main colors used in the blouses are lavenders, light blues, maroon, and purple. The combination of these colors with the color of the blouse is incredible. When the women wear these blouses, they give color and life to the streets of El Novillero.


However, four of these clients have more than one business. They have the following types of businesses: buying and selling clothes, a cafeteria, a small basic goods store, and traditional clothing sales.


Marta Tzco commented that she was going to use her loan to buy a refrigerator for her cafeteria. The refrigerator costs $720 and she is going to buy it using her savings from previous months and the loan. Julia E. said that she was going to use her loan to buy approximately 700 boxes of thread. It takes an average of four boxes to embroider one blouse. She expects that with this loan she will be able to embroider 175 blouses.


In addition to the fact that these clients know their businesses well, they would like to acquire new skills in different areas. For example, some would like to learn English, others would like to learn baking, while others would like to learn more about medicine.


The dream of each of the members is to get out of poverty. They simply want to escape from the clutches of a reality that does not allow them to develop to their full potential in different areas of their lives. It is important that we continue to support them so that this simple dream can become a simple reality, so that they can get ahead in life and combat the status quo.

Translated from Spanish by Jennifer Day, Kiva Volunteer.




Las señoras que integran el banco comunal “Bordadora Flora” llegaron a la oficina de Friendship Bridge en el distrito de Nahuala a tiempo diez minutos antes de que la reunión empiece, las integrantes ubicaron los bancos de plástico en forma de una “U” y le avisaron a la facilitadota que ya estaban listas para empezar.

Estas clientas pueden sorprender a cualquier, ya que la chispa que tienen en los ojos es inusual en muchas mujeres que viven en comunidades retiradas como las de El Novillero, que está ubicada en un área rural y muy pobre.

Todas las integrantes son bordadoras conocidas en sus aldeas. La actividad principal de las Bordadoras Flora es el de bordar bellísimas blusas tradicionales. Los colores principales de estas blusas son lilas, celestes, corinto y morado. La combinación de colores entre los bordados y el color de la blusa es increíble. Estas blusas cuando son usadas por las mujeres colorean y avivan las calles de El Novillero.

Sin embargo, cuatro clientas tienen más de un negocio. Estas clientas tienen un negocio respectivo en las áreas de compra y venta de ropa, cafetería, tienda de consumo diario y venta de ropa típica.

Marta Tzco comentó que iba a usar su préstamo para comprar una refrigeradora para su cafetería. La refrigeradora cuesta $US720 y ella la va a comprar con las ganancias de los meses pasados más su préstamo. Julia E. dijo que ella iba a utilizar su préstamo para comprar aproximada 700 cajas de hilo. Una blusa se puede bordar en promedio con cuatro cajas. Ella proyecta que con ese préstamo va a poder bordar 175 blusas.

Además de que estás clientas conocen bien su negocio, ellas quieren adquirir nuevos conocimientos en distintas áreas. Por ejemplo, algunas quisieran aprender a hablar inglés, otras repostería, mientras que otras les gustaría aprender más sobre medicina.

El sueño de todas las integrantes es salir de la pobreza. Simplemente quieren escapar de las garras de una realidad que no las deja desenvolverse a plenitud en distintos rubros de sus vidas. Es importante que sigamos apoyándolas para que este simple sueño se vuelva en una simple realidad, salir adelante en la vida combatiendo el status quo.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 35
    View loans »
    Guatemala Loans Fundraising
  • $8,586,675
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Bordadora Flora Group's $3,775 loan helped a member to buy thread for embroidery; To buy clothes and traditional clothing for resale; To buy products and ingredients for sale in bakeries and stores.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Apr 4, 2008
Listed
Mar 19, 2008
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2009