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Miriam
Miriam is a 48 year old woman who lives with her family in the Canalette community in the Upala, San Carlos region, Alajuela province. This province holds first place nationally for its coffee and sugarcane production. It also produces basic grains (rice, beans, corn) fruit, vegetables, and tubers. It is one of the primary areas for raising livestock in the country. This is especially true due to the production in the San Carlos canton.

Also, the province is the site of the milk processing plants for the Cooperativa de Productores de Leche Dos Pinos, which belongs to thousands of milk producers. Additionally, in the area around the city of Alajuela a great number of businesses that manufacture for export have been established. In Alajuela the free zones operates in El Coyol, Saret, Montecillos, and Bet.

Miriam has been farming for some time. She buys and sells livestock for two reasons. This means that she buys the animals at a low weight, and then she feeds them until they gain enough weight to sell them. Also, she buys livestock at their ideal rate and resells the cattle at the livestock fairs in the zone.

Miriam is requesting a small loan for one million and fifty thousand colones in order to continue with this project. With the loan she hopes to continue growing in her business. At the same time she hopes to improve her quality of life and that of her family.

Miriam is a member the Canalette communal bank, one of the 110 member organizations of EDESA in Costa Rica. This will be her first loan, and with it she hopes to continue growing on a personal and financial level. She also plans to actively participate in loan organization in her community.
View original language description ↓
1. Miriam es una señora de 48 años de edad y vive con su familia, en la comunidad de Canalette, en la región de Upala, San Carlos en la provincia de Alajuela. Esta provincia ocupa el primer lugar nacional en la producción de café y azúcar de caña. Produce además granos básicos (arroz, frijoles, maíz), frutas, legumbres, tubérculos y hortalizas, una de las principales zonas ganaderas del país especialmente a través de la producción del cantón de San Carlos. Además en la provincia se asientan las plantas procesadoras de leche de la Cooperativa de Productores de Leche Dos Pinos, propiedad de miles de productores de leche. Además en la zona alrededor de la ciudad de Alajuela se ha asentado gran cantidad de empresas manufactureras de exportación. En Alajuela operan las zonas francas de El Coyol, Saret, Montecillos y Bet.

Desde hace algún tiempo se dedica a la ganadería, su proyecto es la compra y venta de ganado de doble propósito, esto significa que compra los animales con bajo peso y los alimenta hasta que alcancen el peso suficiente para venderlos, e igualmente compra ganado con el peso ideal y lo revende en las ferias ganaderas de la zona.

Actualmente Miriam está solicitando un micro crédito de un millón cincuenta mil colones (¢1.050.000) para continuar con este proyecto, con esto ella espera seguir creciendo en su negocio y a la vez mejorar tanto su calidad de vida como la de su familia.

Miriam es socia de la Empresa de Crédito Comunal de Canalette, una de las 110 organizaciones socias de EDESA en Costa Rica. Este será su primer préstamo y con él espera continuar creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.


Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 62
    View loans »
    Costa Rica Loans Fundraising
  • $4,316,600
    Funds lent in using Kiva
  • 502.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Miriam to buy livestock to fatten and sell.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 29, 2012
Listed
Mar 30, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 19, 2013