Hijran is a 51-year-old married woman with two daughters.
She is a market vendor. When she retired, her pension was too small to exist and she decided to start her business. She has seven years of experience in the trading field.
She sells office supplies, which are very popular for offices and schools. Products she sells are in very high demand and Hijran wishes to meet her customers’ needs. Her monthly income is 300 AZN.
She applied for 1,800 AZN loan to purchase more merchandise and increase her sales. She already had two loan from AqroInvest and has a very positive loan history.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.