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Rosaura Dionicia

Update on Rosaura Dionicia

Rosaura is 46 years old and lives in a house in an "anticrético" arrangement [paying a fixed sum instead of monthly rent]. Her home is located in the neighborhood of the bus terminal in the city of Tarija.

Rosaura is a single mother and has one child whom she cares for and helps in his studies. For several years she has worked in food preparation and sales. Now she has to work to be able to get ahead with her child. She has done this work for more than six years, being a person who is well known among her customers who eat her dishes.

Rosaura wants to have better income to get ahead, but she tells us that she needs to buy tables and chairs for her restaurant because the ones she has are borrowed. In this way she will be able to have her own furniture. As she already has experience in the area, the loan will be used to buy that furniture, equipment that is necessary for her to serve her customers.

Rosaura tells us that she wants to improve her standard of living. This is why, she says, the next loan she requests will be to buy a stove that she needs very much.
View original language description ↓
La señora Rosaura tiene 46 años de edad y vive en una casa en anticrético vivienda que está ubicada en el barrio la terminal de la ciudad de Tarija. La señora Rosaura es madre soltera y tiene un hijo a quien cuida y ayuda en su educación, desde hace varios años que se dedica a la elaboración y venta de comidas. Ahora ella tiene que trabajar para poder salir adelante junto con su hijo. desde hace más de 6 años que se dedica a esa actividad siendo una persona muy conocida por sus clientes que consumen sus alimentos, la señora Rosaura quiere tener mejores ingresos para salir adelante, pero ella nos cuenta que tiene la necesidad de comprar mesas y sillas para su restaurante ya que las que tiene son prestados. De esa forma poder tener sus propios muebles, como ella ya tiene experiencia en el rubro el crédito será destinado para la compra de dichos muebles. Material que es necesario para la atención de sus clientes.
La señora Rosaura nos cuenta que quiere mejorar las condiciones de vida que tiene, por eso nos dice que el próximo crédito que solicite será para la compra de una cocina que mucha falta le hace.

Previous Loan Details

Sra. Rosaura Dionicia C. S. is 45 years old and lives in a rental house located in the section of the city of Tarija where the bus terminal is located. Rosaura is a single mother with one child. Due to life’s circumstances, she ended up alone and now has to work so that her son can get ahead. ... More from Rosaura Dionicia's previous loan »

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $2,817
    Average annual income
  • 94
    View loans »
    Bolivia Loans Fundraising
  • $28,867,525
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Rosaura Dionicia to buy tables and chairs for her restaurant.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 12, 2012
Listed
Apr 16, 2012
Currency Exchange Loss:
Covered
Ended:
Oct 17, 2014
This photo was used before for a previous loan for Rosaura Dionicia. It was first posted on Kiva on Jan, 2011. Learn More