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Garagoz is married and has three children. She works as a teacher in the local school and as a private tutor. Garagoz's husband is also a teacher. Garagoz's business is cattle farming, which she took up 6 years ago. She sells dairy products in the village where they live. Her family helps her with the business. Garagoz requested 1,500 AZN in order to begin repairs to their home and to move in to it.
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Garagoz zamujem, u nee troe detey. Ona rabotaet uchitelnicoy v mestnoy shkole i odnovremenno rabotaet kak chastniy repetitor detey. Muj Garagoz takje rabotaet uchitelem. Sfera biznesa yavlaetsa skotovodstvo kotorim ona nachala zanimatsa 6 let nazad. Ona prodayet molochnie produkti v sele gde ona jivet. Ey pomogaet ee semya v etom dele. Garagoz obratilas za dengami v summe 1500 AZN chtobi nachat delat remont doma I pereexat tuda jit.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $6,171
    Average annual income
  • 12
    View loans »
    Azerbaijan Loans Fundraising
  • $13,942,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD