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Garagoz is married and has three children. She works as a teacher in the local school and as a private tutor. Garagoz's husband is also a teacher. Garagoz's business is cattle farming, which she took up 6 years ago. She sells dairy products in the village where they live. Her family helps her with the business. Garagoz requested 1,500 AZN in order to begin repairs to their home and to move in to it.
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Garagoz zamujem, u nee troe detey. Ona rabotaet uchitelnicoy v mestnoy shkole i odnovremenno rabotaet kak chastniy repetitor detey. Muj Garagoz takje rabotaet uchitelem. Sfera biznesa yavlaetsa skotovodstvo kotorim ona nachala zanimatsa 6 let nazad. Ona prodayet molochnie produkti v sele gde ona jivet. Ey pomogaet ee semya v etom dele. Garagoz obratilas za dengami v summe 1500 AZN chtobi nachat delat remont doma I pereexat tuda jit.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD