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Rose
Rose, a 52-year-old widowed mother of two adult children aged 31 and 21 years, has been farming for over 20 years, mainly producing bananas and milk for the local market. Rose also operates as a wholesaler of bananas which she sources from her farm and from other farmers in the area.



Rose has requested a loan of 60,000 KES from Juhudi Kilimo to help her buy irrigation equipment in order to expand her banana farming. She hopes to do well with the expansion since she has a strong market base for her products. The income will help her to pay the college tuition fees for her last-born child.


Rose says the high costs of farming inputs is a deterrent to many people considering entry into the farming business. She adds that farmers need proper training in agricultural techniques in order to reap profits from their investments.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 1052
    View loans »
    Kenya Loans Fundraising
  • $40,408,475
    Funds lent in using Kiva
  • 82.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Rose to buy irrigation equipment.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2012
Listed
Apr 6, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013