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Sarine has been engaged in her agricultural business for about 5 years. In her farm, Sarine rears cows and calves, sheep and lambs, and also chickens. Sarine grows potatoes as well. The products she produces are milk, eggs, meat, and potatoes, which Sarine’s family resells and thus supports themselves.

Sarine is 25 years old and she lives in Tsovagyugh village, in the area of Sevan. She is married and she has two small children. Also with Sarine’s family live her parents-in-law. All members of the family help Sarine in farming, as they do not have regular work; the agricultural business is the only source of income for them.

Sarine needs a $2,500 USD loan to buy some calves to develop her farm, a large lot of fodder for her farm animals, and potato seedlings for sowing.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 117
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Sarine to buy some calves, a large lot of fodder for her farm animals, and potato seedlings for sowing.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 21, 2012
Mar 29, 2012
Currency Exchange Loss:
Jan 1, 2013