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Rosa Maria

Update on Rosa Maria

Rosa lives in Suburbio, Guayaquil. Thanks to D-Miro she’s managed to move her daughters forward and it’s helped her so that they can prepare themselves in their studies. Her husband continues abroad and she continues working every day. She will use the loan to buy stationery items and school supplies. In the future she wants to continue making and working with D-Miro.
View original language description ↓
Rosa vive ( suburbio guayaquil ) ella gracias a D-miro a logrado sacar adelante a sus hijas y le ha ayudado a que se preparen en sus estudios . El esposo sigue en el exterior trabajando todos los dias . con el prestamo comprara ( papeleria utiles ) a futuro ella quiere seguir haciendo y trabajando con D-miro .

Previous Loan Details

Rosa openend her business as a result of her separation from her husband. He left on a trip abroad, although he does send her money each month. She has chosen to open a business to generate her own income. Thanks to the loans granted by D-miro, her business has been growing. One of Rosa's di... More from Rosa Maria's previous loan »

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 53
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Rosa Maria to buy stationary and other gift shop items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2012
May 1, 2012
Currency Exchange Loss:
Apr 18, 2013
This photo was used before for a previous loan for Rosa Maria. It was first posted on Kiva on Feb, 2011. Learn More