Edgar Edison is 22 years old, single and lives with his brother in Guaranda, in the Bolívar Province. The VRC Art and Culture "Wari" is found in the town of Larkaloma about 45 minutes from the office, and consists of 11 members. Edgar makes a living in agriculture planting potatoes, as well as making cheese and raising livestock and chickens. He is requesting this loan to purchase supplies, pesticides, organic additives, vaccines and animal feed, with which he will be able to have his own business raising chickens. Buying and selling occur weekly in Guaranda. His dream is to be able to have a truck to be able to transport his products, while the challenges he faces are means of communication. In his free time he likes to rest from work, make music and he most enjoys the Christmas season.
Edgar Edison, tiene 22 años de edad es soltero, vive con su hermano, en Guaranda, provincia de Bolívar.
La VRC Arte y Cultura “Wari” se encuentra en la comunidad de Larkaloma a 45 minutos de la oficina, está conformada por 11 socios.
Edgar se dedica a la agricultura a la siembra de papas, además a la producción de quesos y crianza de ganado y pollos.
Solicita el crédito para comprar insumos, líquidos, insecticidas, abono orgánico, vacunas y balanceado. Con la ayuda del crédito podrá tener su propio negocio de pollos.
Las compras y las ventas lo hacen en Guaranda semanalmente.
El sueño es poder tener una camioneta para transportar los productos. Los desafíos a los que se enfrenta son las vías de comunicación.
En el tiempo libre le gusta descansar, hacer música y la ápoca que más disfruta es la navidad.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!