Segundo Feliciano is 32 years old. He is single, he has one son whom he lives with in Guaranda, a province of Bolívar.
The Art and Culture Communal Bank "Wari" is located in the community of Larkaloma , 45 minutes away from the head office. It is made up of 11 members.
Segundo works in agriculture, growing potatoes and corn, and also raising chickens.
He is requesting the loan to purchase manure, fungicides and liquid weed-killer, and organic fertilizers. With the help of the loan,he will be able to salvage his potato and corn crops and increase his poultry raising. He makes his purchase and sales in Guaranda every other week.
His dream is to be able to have his own home, and to guide his son onto a good path and ensure that he becomes a professional.
The challenges that he faces are transportation and the competition.
In his free time, he enjoys playing volleyball, and the local custom that he most enjoys is the Carnival.
Segundo Feliciano, tiene 32 años de edad, de estado civil soltero, tiene 1 hijo y vive con él, en Guaranda, provincia de Bolívar.
La VRC Arte y Cultura “Wari” se encuentra en la comunidad de Larkaloma a 45 minutos de la oficina, está conformada por 11 socios.
Segundo se dedica a la agricultura a la siembra de papas, maíz, además a la crianza de pollos.
Solicita el crédito para comprar abonos, fungicidas y líquidos para la maleza, abonos orgánicos Con la ayuda del crédito podrá salvar los cultivos de papas y maíz e incrementar la crianza de sus animales. Las compras y las ventas lo hace en Guaranda cada quince días.
El sueño es poder tener su casa propia y guiar a su hijo por un buen camino y conseguir que sea profesional. Los desafíos a los que se enfrenta son el transporte y la competencia.
En el tiempo libre le gusta jugar vóley y la costumbre que más le gusta es el Carnaval.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!