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Hilda Lucia
Hilda Lucía is 33 years old, married, and lives in Guaranda, in Bolívar province. She lives with her husband and two children.

The "Wari" Art and Culture Community Bank is located in Larkaloma community, 45 minutes from the office. It has 11 members.

Hilda works in agriculture. She grows potatoes and makes cheese. She also raises livestock and chickens.

Hilda is requesting this loan to buy chickens, pigs, fertilizers, urea and liquids for getting rid of weeds. She makes her purchases and sales in Guaranda every week.

Hilda's dream is to own her own vehicle as the challenge that she faces on a daily basis is bad road links.

In her free time, Hilda enjoys playing music and the custom she most enjoys is Carnival.
View original language description ↓
Hilda Lucía, tiene 33 años, de estado civil casada, vive en Guaranda, provincia de Bolívar vive con sus dos hijos y su esposo.

La VRC Arte y Cultura “Wari” se encuentra en la comunidad de Larkaloma a 45 minutos de la oficina, está conformada por 11 socios.

Hilda se dedica a la agricultura, siembre de papas y elaboración de quesos, además cría animales ganado y pollos.

Solicita el crédito para comprar pollos, cerdos, fertilizantesn urea, lìquidos para la maleza y así poder tener un propio negocio , las compras y las ventas lo hace en Guaranda de forma semanal.

Su sueño es tener un vehículo propio, ya que los desafíos a los se enfrentan diariamente son las malas vías de comunicación.
Su tiempo libre la dedica a hacer música, y la costumbre que más le gusta es el carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 75
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Hilda Lucia to buy chickens, pigs, fertilizers, urea and liquids for getting rid of weeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2012
Mar 30, 2012
Currency Exchange Loss:
Mar 18, 2013