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La Carrera Group
In this Group: María Ángela, María Bonifacia, Victoria, Alejandra, María, María Del Carmen, Ma. Elena, Virginia, Catalina, Rosaura, Celia, Juana
The following group is called "La Carrera." The members belong to the community of Dotegiare, which is located in the municipality of San Felipe del Progreso. The members of this group decided to give their group this name since to them it represents a race with life. They believe that life is like a race which always has to be won, and this is the base of their constant effort. This is a characteristic Mazahua community with very hard-working people with knowledge of Mazahua handcrafts and pride in their roots. Even though it is a small community, the people are very hardworking. This group decided to unite to be able to undertake productive activities.

The names of the members and their respective business activities are the following:
1.- María Ángela B. (buy soft drinks and sweets to sell)
2.- María Bonifacia G. (buy napkins, tablecloths, and thread, to embroider and sell)
3.- Victoria S. (buy fruits and vegetables to sell)
4.- Alejandra M. (buy five sheep to sell)
5.- María S. (buy two sheep to sell)
6.- María del Carmen S. (buy groceries to sell)
7.- Ma. Elena T. (buy groceries to sell
8.- Virginia M. (buy groceries to sell)
9.- Catalina R. (buy groceries to sell
10.- Rosaura L. (buy four sheep to raise and sell)
11.- Celia C. (buy groceries to sell)
12.- Juana M. (buy sweets to sell)

Doña Victoria is a 39-year-old woman who went to school through the sixth year of primary school and works in her home. She is the representative of this group and was married 15 years ago to Señor Doroteo. Together they have 3 children, ages 15, 11, and 9, who are now in school. Señora Victoria is a client of FRAC and is very responsible and optimistic. She is applying for this loan because her work is selling fruits and vegetables. On this occasion she will buy red tomatoes, green tomatoes, chiles, onions, potatoes, nopal (cactus), bananas, and mangoes. She buys her fruit every 8 days in a town called Atlacomulco, and she takes it to her house where she sells it, or she goes out to offer it door to door. She had the idea to begin this business to help with the school expenses and support of her children, since for the moment her husband is not with her. She has two years of experience in this business, and she comments that it has gone very well for her, and the only problem that she has had in developing her business is an illness in her feet that makes her very tired when she walks around to offer her fruits and vegetables. She says that the loan will help her a lot since she will invest it and get earnings that will help her quite a bit with her expenses. In the future Señora Victoria would like to buy a means of transportation which will make transport of her products easier and won't cause soreness in her feet.
View original language description ↓
El siguiente grupo tiene el nombre de “La Carrera”, ellos pertenecen a la comunidad de Dotegiare ubicada en el municipio de San Felipe del Progreso, las integrantes de este grupo decidieron aponerle este nombre ya que para ellas representa una carrera con la vida, ellas creen que la vida es como una carrera que siempre hay que ganar y es la base de su esfuerzo constante, ésta se caracteriza por ser una comunidad mazahua con personas muy trabajadoras y de conocimientos de artesanías mazahuas, orgullosos de sus raíces, aunque es una comunidad pequeña las personas son muy unidas, es una comunidad pequeña y prácticamente todos los habitantes se conocen unos a otros, lo conforman 12 mujeres muy humildes y trabajadoras, las cuales decidieron unirse a este grupo para poder emprender una actividad productiva.
Los nombres de las integrantes y sus respectivas actividades son las siguientes:
1.- María Ángela B. (compra de refrescos y dulces para vender)
2.- María Bonifacia G. (compra de servilletas, manteles, hilos, para costura y venta)
3.- Victoria S. (compra de frutas y verduras para vender)
4.- Alejandra M. (compra de 5 borregos para vender)
5.- María S. (compra de 2 borregos para vender)
6.- María del Carmen S. (compra de abarrotes para vender)
7.- Ma. Elena T. (compra de abarrotes para vender)
8.- Virginia M. (compra de abarrotes para vender)
9.- Catalina R. (compra de abarrotes para vender)
10.- Rosaura L. (compra de 4 borregos para cría y venta)
11.- Celia C. (compra de abarrotes para vender)
12.- Juana M. (compra de dulces para vender)
Doña Victoria es una mujer de 39 años de edad que estudió hasta el sexto año de primaria, la cual se dedica al trabajo en el hogar, ella es la representante de este grupo y está casada desde hace 15 años con el señor Doroteo, juntos tuvieron a 3 hijos de 15, 11 y 9 años, los cuales actualmente estudian. La señora Victoria es clienta de FRAC y es muy responsable y optimista, ella solicita este crédito porque se dedica a vender frutas y verduras, en esta ocasión ella comprará: jitomate, tomate, chiles, cebollas, papas, nopales, plátanos y mangos. Ella compra su fruta cada 8 días en un municipio llamado Atlacomulco, y se la lleva a su casa donde la vende, o sale a ofrecerla casa por casa, a ella se le ocurrió emprender este negocio para apoyarse en los gastos de la escuela y sustento de sus hijos, ya que por ahora no se encuentra con ella su esposo, en este negocio lleva ya 2 años de experiencia, en los que comenta le ha ido muy bien y el único problema que ha tenido para desarrollar su actividad es una enfermedad que le dio en sus pies y hace que se canse mucho cuando va caminando para ofrecer sus frutas y verduras, dice que el préstamo si le ayuda mucho ya que invierte y saca una ganancia que le ayuda bastante con sus gastos, a la señora Victoria le gustaría en un futuro comprarse un medio de transporte que le facilite el transporte de sus productos y no le cause molestias en sus pies.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 38
    View loans »
    Mexico Loans Fundraising
  • $19,116,675
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Carrera Group's $3,850 loan helped a member to buy fruits and vegetables to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 9, 2012
Listed
Apr 18, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2012