Silvana works alone raising chickens to fatten and later sell. This business helps her financially to support her household, because this is the only income that she has. For this reason, she needs to constantly buy animals to raise so that she has work. She is taking her first loan with Fodemi, and her goal is to buy chickens to raise and fatten. This will help her to continue with her business, so that she can continue to make sales.
Silvana dreams of becoming a wholesale distributor of chickens.
Silvana trabaja sola en la crianza de pollos para engorde y posteriormente para venderlos, este negocio le ayuda económicamente para mantener a su hogar, ya que es el único ingreso que tiene es por eso que tiene que comprar crías constantemente para no quedarse sin animalitos, realiza su primer crédito con Fodemi con el propósito de comprar pollos para crianza y engorde, que ayudarán a que siga en el negocio y que siga vendiendo.
Silvana sueña con ser una distribuidora mayorista de Pollos.
About FODEMI, a partner of World Vision InternationalFODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid